I need help to save money and build my finances

Whether you're looking to start saving, reduce your bills or find ways to make your money go further, support is available.

Help to Save

If you're receiving Universal Credit and you had take-home pay of £1 or more in your last monthly assessment period, you could boost your savings through the Government's Help to Save scheme.

You can save between £1 and £50 each month, and the UK Government will add a 50% bonus based on your highest savings balance after two years and again after four years. You don't need to save every month, giving you flexibility to save when you can.

Benefits include:

• Save between £1 and £50 each month
• Receive a 50% Government bonus
• Save at your own pace
• Backed by the UK Government
• Secure online account

Get help with savings if you’re on a low income (Help to Save) -  GOV.UK Webpage

Save whenever you can

Looking to build your savings or make your money go further? This page brings together practical advice on saving money, reducing household bills, switching providers, and accessing local and national savings schemes from the Your Notts Directory page.

Save whenever you can - Your Notts Directory

Money Helper

Money Helper is a free, government-backed service that provides impartial guidance to help people manage their money, improve their finances and plan for the future. Whether you're looking to budget more effectively, save money, manage debt or understand your financial options, Money Helper offers trusted advice, online tools and calculators to help you make informed decisions.

This includes:

• Budgeting and money management guidance
• Savings advice and planning
• Debt and borrowing information
• Benefits and pensions guidance
• Free online tools and calculators
• Support to improve your financial wellbeing

Free and impartial help with money, backed by the government | MoneyHelper

Clockwise Credit Union

Clockwise Credit Union is a local, not-for-profit financial co-operative that helps people save regularly and access affordable loans. Unlike high-cost lenders, credit unions are owned by their members and are focused on supporting local communities by encouraging good saving habits and providing fair, responsible lending.

This includes:

• Safe and secure savings accounts 
• Affordable loans for members 
• Support with building regular savings 
• Financial products designed for local communities 
• An alternative to high-cost borrowing 
• Encouraging long-term financial resilience

Clockwise Credit Union - Affordable Loans and Safe Savings