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Fairer Charging Examples

Fairer Charging is a financial assessment system created by the central government policy to ensure that people who receive social care services in their own home are not asked to contribute more than they can afford to pay for any services they receive.

The following table illustrates various scenarios of how Home Care charges are calculated:

Scenario 1

Citizen 'A' receives 10 hours of Home Care per week from a provider who charges £12.50 per hour and has been assessed as having Total Chargeable Income (T.C.I) of £70.00 per week.

Cost of services is 10 hours x £12.50 / hour = £125.00
Therefore the charge to the citizen is £70.00 per week.

Scenario 2

Citizen 'B' receives 2 hours of Home Care from a provider who charges £14.00 per hour and has been assessed as having 'T.C.I' of £80.00 per week

Cost of services is 2 hours x £14.00 / hour = £28.00
Therefore the charge to the citizen is £28.00 per week.

N.B. The £28.00 charge for the 2 hours of Home Care is less than the  'T.C.I'

Scenario 3

Citizen 'C' receives 8 hours of Home Care from a provider who charges £13.00 per hour and has been assessed as having 'T.C.I' of £12.00 per week.
Citizen 'C' also attends a day centre 3 times a week and uses transport 3 times a week. 

Cost of services is 8 hours x £13.00 / hour = £104.00 plus attendance and transport at £30.00 per week.
Total cost of service is £134 per week.

Therefore the charge to the citizen is £12.00 per week.

N.B. The citizen in this scenario cannot afford to pay more than £12.00 per week for their Home Care services.

Scenario 4

Citizen 'D' receives 1 hour of home care per week and like service user 'C' has been assessed as having 'T.C.I' of £12.00 per week.

Cost of services is 1hr x £11.50 / hour = £11.50
Therefore the charge to the citizen is £11.50 per week.

N.B. The charge is £11.50 despite the amount of T.C.I because only I hour of home care is received.

Scenario 5

Citizen 'E' receives 10 hours of home care per week from a provider who charges £14.50 per hour and has been assessed as having a T.C.I of £0.00 i.e. unable to contribute towards the cost of home care provided.

Cost of services is 10 hours x £14.50 / hour = £145.00

No charge.

Scenario 6

Citizen 'F' receives 12 hours of home care per week from a provider who charges £14.00 per hour and has savings in excess of£23,250
Citizen 'F' also attends a day centre 5 times a week and uses transport 5 times a week.

Cost of services is 12 hours x £14.00 / hour = £168.00 plus attendance and transport at £50.00 per week.

Therefore the charge to the citizen is £218.00 per week.

Scenario 7

Citizen 'G' receives 3 hours of home care per week from a provider who charges £13.50 per hour and has savings in excess of£23,250
Citizen 'G' also attends a day centre 5 times a week and uses own transport

Cost of services is 3 hours x £13.50 / hour = £40.50 plus attendance at £25.00 per week.
Therefore the charge to the citizen is £65.50 per week.

Scenario 8

Citizen 'H' receives 8 hours of home care per week from a provider who charges £11.50 per hour and has declined to have a financial assessment.
Citizen 'H' also attends a day centre 2 times a week and uses transport 2 times a week.

Citizen is 8 hours x £11.50 / hour = £92.00 plus attendance and transport at £20.00 per week.
Therefore the charge to the citizen is £102.00 per week

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