Writing a Will

Making a Last Will and Testament

Making a Will allows you to decide what happens to your money, property and possessions (your estate) after you die. It can also ensure those you leave your estate to don't have to pay more Inheritance Tax then they need to.

If you die without a legal Will in place the Government will decide who gets what. A Will also details who the 'executor' will be, this is the person you nominate to deal with the estate.

You can use a solicitor, write the Will yourself or use a Will writing service. You should use a solicitor if you're likely to pay Inheritance Tax or you have complex family situations.

If you opt for using a Will writing service make sure they are associated with a credible organisation or a member of a professional organisation. Will writing services are not as well regulated as a solicitor is so it's important you research their credibility first.

If you opt for writing a Will yourself you can find a template online or at a good stationary shop.

Whichever method you choose you will need to consider how to store your Will to keep it safe, you can ask a solicitor or your bank to store it - this may be free or attract a small charge. You might also want to keep a duplicate copy in your home.


To find out more about Will writing you may wish to visit www.gov.uk/wills-probate-inheritance/overview

For free and impartial advice you might like to contact the Government backed Money Advice Service where you can call for a chat or book a face to face appointment on: 0333 321 3434, or visit their website at: www.moneyadviceservice.org.uk/en/articles/writing-a-will-your-options

You will need to pay inheritance tax on estates valued over £325,000. (March, 2015)

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